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Terms of Service

Effective Date: July 13, 2026

Welcome to PredicTrader.

These Terms of Service ("Terms," "Agreement") constitute a legally binding agreement between PredicTrader LLC ("PredicTrader," "Company," "we," "our," or "us") and every individual or entity ("User," "Customer," "Subscriber," "you," or "your") who accesses or uses the PredicTrader website, software, trial downloads, subscription services, customer portal, Partner Program, or any related products or services (collectively, the "Services").

By accessing, browsing, downloading, installing, purchasing, subscribing to, or otherwise using any portion of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, Risk Disclosure, Refund Policy, and any other policies incorporated by reference.

If you do not agree to these Terms, you must immediately discontinue use of the Services.

1. Eligibility

To use the Services you represent and warrant that:

You are at least eighteen (18) years of age.

You possess the legal capacity to enter into binding contracts.

You are not prohibited by law from using the Services.

All registration information you provide is accurate and complete.

You will maintain the accuracy of your account information.

PredicTrader reserves the right to refuse service or terminate access to any individual or entity for any lawful reason.

2. Description of Services

PredicTrader develops software intended to assist traders by providing:

Automated trading strategies

Trading indicators

Market analysis tools

Alerts

Trading utilities

Educational materials

Documentation

Software updates

Customer support

Trial software

Subscription services

Partner Program services

PredicTrader is a software company.

PredicTrader is not:

A broker

A futures commission merchant

A registered investment adviser

A commodity trading advisor

A commodity pool operator

A securities dealer

A financial planner

PredicTrader does not execute trades on your behalf.

You alone determine whether and how to use the software.

3. Acceptance of Electronic Agreements

By creating an account, purchasing a subscription, downloading software, accepting a trial, enrolling in the Partner Program, or clicking any acceptance checkbox, you agree that your electronic acceptance has the same legal effect as a handwritten signature.

You consent to conduct business electronically.

4. User Accounts

Certain Services require creation of an account.

You agree to:

Provide accurate information.

Maintain current contact information.

Maintain a valid email address.

Keep your password confidential.

Restrict access to your account.

Notify PredicTrader immediately of unauthorized access.

You remain solely responsible for all activities occurring under your account.

PredicTrader is not responsible for losses resulting from unauthorized access caused by your failure to protect your credentials.

5. Email Verification

Certain Services require verification of your email address before access is granted.

PredicTrader may:

Suspend access

Delay downloads

Restrict features

until email verification is successfully completed.

Failure to maintain a valid email address may result in suspension or termination of your account.

6. Machine ID Licensing

PredicTrader software may require registration to a specific Machine ID or other licensing identifier.

By installing the software you acknowledge:

Licenses may be limited to one computer unless otherwise purchased.

Machine IDs are collected solely for licensing and fraud prevention.

Attempts to bypass licensing protections constitute a material breach of this Agreement.

PredicTrader may deactivate software licenses that are duplicated, modified, shared, or fraudulently activated.

PredicTrader reserves the right to require license revalidation after hardware changes or operating system modifications.

7. Trial Software

PredicTrader may offer free trials.

Trial availability, duration, and functionality are determined solely by PredicTrader.

Trial access may require:

Email verification

Machine ID

User registration

Acceptance of these Terms

PredicTrader may terminate or revoke trial access at any time.

PredicTrader is under no obligation to convert a trial into a paid subscription.

8. Subscription Services

Certain Services require recurring subscription payments.

Subscriptions remain active until:

cancelled,

suspended,

terminated,

or otherwise ended in accordance with these Terms.

Subscription plans, pricing, and included features are displayed on the PredicTrader website and may change from time to time.

Changes apply prospectively and do not affect fees already paid.

9. Billing and Payment

PredicTrader currently uses Stripe or other approved payment processors.

By purchasing a subscription you authorize PredicTrader and its payment processor to charge:

subscription fees,

applicable taxes,

renewal charges,

approved upgrades,

and other authorized charges.

You represent that you are authorized to use the selected payment method.

Failure to successfully process payment may result in suspension or cancellation of Services.

10. Automatic Renewal

Unless otherwise stated, subscriptions automatically renew at the end of each billing period.

You authorize recurring charges until cancellation.

It is your responsibility to cancel before the next renewal date.

Failure to cancel before renewal authorizes PredicTrader to process the next subscription payment.

11. Cancellation

Subscribers may cancel recurring subscriptions at any time through their account portal or by following the published cancellation procedures.

Cancellation stops future renewals.

Unless otherwise required by law, cancellation does not entitle you to:

refunds,

prorated credits,

partial reimbursements,

unused subscription value.

You remain responsible for charges incurred before cancellation becomes effective.

12. Refund Policy

Except where prohibited by applicable law or expressly stated otherwise:

All purchases are final.

PredicTrader does not guarantee refunds for:

dissatisfaction,

lack of usage,

trading performance,

compatibility issues,

misunderstanding of product features,

accidental purchases,

subscription renewals.

Refund requests may be reviewed on a case-by-case basis but approval remains solely within PredicTrader's discretion.

Nothing in this section limits any non-waivable consumer rights provided by applicable law.

13. Software License

Subject to your continued compliance with these Terms, PredicTrader grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the software solely for your own lawful trading activities.

This license does not transfer ownership of the software.

All rights not expressly granted are reserved by PredicTrader.

14. Permitted Use

You may use PredicTrader solely for your own internal trading activities.

Unless expressly authorized in writing, you may not:

Share your license.

Rent the software.

Lease the software.

Resell the software.

Distribute copies.

Host the software as a service.

Provide commercial access.

Share activation credentials.

Share Machine IDs.

Circumvent licensing restrictions.

15. Prohibited Conduct

You agree that you will not:

Reverse engineer any software.

Decompile any executable.

Modify licensing systems.

Bypass Machine ID protection.

Attempt unauthorized access.

Introduce malware.

Interfere with website security.

Attempt denial-of-service attacks.

Use automated scraping tools.

Harvest customer information.

Use bots without written authorization.

Violate applicable laws.

Upload malicious code.

Infringe intellectual property rights.

Impersonate PredicTrader employees.

Misrepresent the software.

Use the Services to commit fraud.

Violation of this section constitutes a material breach of this Agreement.

PredicTrader may immediately suspend or terminate your account without notice.

16. Acceptable Use Policy

Users must use the Services responsibly.

You agree not to:

interfere with other users,

overload system resources,

compromise website security,

upload harmful files,

exploit software vulnerabilities,

misuse customer support,

attempt to gain administrative privileges.

PredicTrader may monitor system activity to protect the integrity and security of its Services.

17. Software Updates

PredicTrader may release:

bug fixes,

enhancements,

new features,

security patches,

compatibility updates,

licensing updates.

Some updates may be mandatory.

Failure to install required updates may affect software functionality or continued support.

PredicTrader is not obligated to continue supporting outdated software versions.

18. Beta Features

PredicTrader may occasionally provide beta or preview features.

Beta features are provided "AS IS" and may contain defects.

PredicTrader makes no warranty regarding beta functionality, availability, or performance.

Beta features may be modified or discontinued without notice.

19. Customer Support

PredicTrader may provide customer support through:

Email

Support tickets

Documentation

Video tutorials

FAQs

Remote assistance where offered

PredicTrader does not guarantee response times or issue resolution.

Support may be limited for expired trials, inactive subscriptions, or unsupported software versions.

20. Service Availability

PredicTrader strives to provide reliable Services but does not guarantee uninterrupted availability.

Maintenance, software updates, internet outages, third-party service failures, security incidents, or circumstances beyond PredicTrader's reasonable control may temporarily interrupt access.

PredicTrader shall not be liable for downtime or temporary service interruptions.

PredicTrader Terms of Service (Continued)

21. Intellectual Property

All rights, title, and interest in and to the Services, including all software, source code, object code, algorithms, artificial intelligence logic, trading models, indicators, strategies, user interfaces, website content, graphics, videos, documentation, text, databases, reports, trademarks, service marks, logos, trade names, designs, copyrights, patents, trade secrets, and all other intellectual property rights are and shall remain the exclusive property of PredicTrader or its licensors.

Nothing contained in these Terms transfers ownership of any intellectual property to you.

Except for the limited license expressly granted under these Terms, no other rights are granted by implication, estoppel, or otherwise.

22. Copyright and DMCA Policy

PredicTrader respects the intellectual property rights of others and expects users to do the same.

If you believe copyrighted material has been used on the Website in a manner that constitutes copyright infringement, you may submit a written notice containing:

Your name and contact information.

Identification of the copyrighted work.

Identification of the allegedly infringing material.

A statement that you have a good-faith belief the use is unauthorized.

A statement under penalty of perjury that the information provided is accurate.

Your physical or electronic signature.

PredicTrader reserves the right to remove allegedly infringing material, suspend user accounts, and terminate repeat infringers.

Submitting false copyright claims may expose the sender to legal liability.

23. Trademark Usage

"PredicTrader," its logos, slogans, product names, icons, and branding are trademarks or registered trademarks of PredicTrader LLC.

Without prior written permission, you may not:

Use PredicTrader trademarks in business names.

Register confusingly similar domain names.

Create websites that appear to be official PredicTrader websites.

Use PredicTrader branding in paid advertising.

Modify or alter company logos.

Remove copyright or trademark notices.

Represent yourself as an employee or authorized representative.

Limited use of PredicTrader trademarks by approved Partners is governed by the separate Partner Program Agreement.

24. Feedback

Any suggestions, feature requests, ideas, recommendations, comments, bug reports, or other feedback you voluntarily provide may be used by PredicTrader without restriction.

You grant PredicTrader a perpetual, worldwide, irrevocable, royalty-free license to use, modify, distribute, publish, and incorporate such feedback into its products and services without compensation or attribution.

25. Third-Party Services

The Services may integrate with or rely upon third-party providers, including but not limited to:

Stripe

Email delivery providers

Cloud hosting providers

Analytics providers

Authentication services

Trading platforms

Market data providers

PredicTrader does not control these third-party services and is not responsible for:

Their availability

Their security

Their pricing

Their policies

Their accuracy

Their downtime

Their actions or omissions

Your use of third-party services is subject to their respective terms and privacy policies.

26. Third-Party Trading Platforms

PredicTrader software may integrate with third-party trading platforms, including platforms such as NinjaTrader, TradingView, MetaTrader, or other supported software.

PredicTrader does not own or control these platforms.

Changes made by third-party platform providers may affect compatibility.

PredicTrader makes no guarantee that integrations will remain available indefinitely.

PredicTrader is not responsible for:

Platform outages

API changes

Broker issues

Exchange interruptions

Platform bugs

Data feed failures

27. Market Data Disclaimer

Market quotes, historical data, exchange information, news, indicators, and charts may originate from third-party providers.

PredicTrader does not warrant:

Accuracy

Timeliness

Completeness

Availability

Delayed, inaccurate, or interrupted market data may affect software functionality.

You acknowledge that market data providers may impose separate licensing requirements.

28. Trading Risk Disclosure

Trading futures, forex, stocks, options, cryptocurrencies, and other financial instruments involves substantial risk.

You may lose all or more than your initial investment.

Only risk capital should be used for trading.

Trading is not suitable for every investor.

Market conditions can change rapidly and unexpectedly.

Leverage significantly increases financial risk.

Past performance is not necessarily indicative of future results.

You alone assume all risks associated with your trading decisions.

29. No Investment Advice

PredicTrader provides software tools designed to assist traders.

Nothing provided through the Services constitutes:

Investment advice

Financial advice

Tax advice

Legal advice

Brokerage services

Portfolio management

Fiduciary services

PredicTrader does not recommend buying or selling any financial instrument.

All trading decisions remain solely yours.

30. No Performance Guarantee

PredicTrader makes no representation or warranty that use of the Services will result in:

Profits

Successful trades

Reduced losses

Increased account balances

Improved trading performance

Successful evaluations

Funding approval

Every trader's experience differs based upon market conditions, account size, trading discipline, risk management, broker execution, and numerous other factors beyond PredicTrader's control.

31. Hypothetical Performance Disclosure

Any hypothetical, simulated, back-tested, optimized, or historical performance results displayed by PredicTrader are presented solely for educational purposes.

Hypothetical performance has inherent limitations.

Unlike actual trading, simulated trading does not involve financial risk.

Because simulated trades benefit from hindsight, actual trading results frequently differ significantly.

No representation is made that any account will achieve profits or losses similar to those illustrated.

32. Artificial Intelligence and Automated Trading Disclaimer

Certain PredicTrader products may incorporate automation, artificial intelligence, machine learning, predictive analytics, statistical models, or rule-based decision support.

These technologies assist users but do not replace human judgment.

Artificial intelligence systems may:

Generate incorrect signals.

Miss trading opportunities.

Produce false positives.

Produce false negatives.

React unpredictably to unusual market conditions.

Users remain solely responsible for supervising all automated activity.

PredicTrader strongly recommends monitoring automated trading at all times.

33. Educational Purposes

Educational materials provided through the Services are intended solely for informational purposes.

Examples shown within tutorials, videos, webinars, documentation, or demonstrations should not be interpreted as recommendations to trade.

34. User Content

If you submit comments, testimonials, reviews, screenshots, suggestions, forum posts, or other content, you grant PredicTrader a worldwide, perpetual, royalty-free, sublicensable license to use, reproduce, publish, display, modify, and distribute such content for lawful business purposes.

You represent that you own or have permission to submit such content.

PredicTrader may remove user content at its discretion.

35. Privacy

Your use of the Services is also governed by the PredicTrader Privacy Policy.

By using the Services, you consent to the collection, use, storage, and processing of information as described in the Privacy Policy.

If there is any conflict between these Terms and the Privacy Policy regarding privacy matters, the Privacy Policy shall control.

36. Electronic Communications

By using the Services, you consent to receive communications electronically.

PredicTrader may send notices through:

Email

Account dashboard

Website notifications

Support portal

In-app messages

Electronic communications satisfy any legal requirement that notices be in writing.

You are responsible for maintaining a current email address.

37. Export Controls and Sanctions

You represent and warrant that:

You are not located in any country subject to comprehensive U.S. sanctions.

You are not listed on any sanctions list maintained by the United States, including those administered by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC).

You will not use the Services in violation of any applicable export control or sanctions laws.

PredicTrader may immediately suspend or terminate access to comply with applicable law.

38. Compliance with Laws

You agree to comply with all applicable:

Federal laws

State laws

Local laws

International laws

Exchange rules

Broker requirements

Export regulations

You are solely responsible for determining whether use of the Services is lawful in your jurisdiction.

39. Monitoring and Enforcement

PredicTrader reserves the right, but not the obligation, to monitor use of the Services for purposes including:

Security

Fraud prevention

System integrity

License compliance

Technical support

Abuse detection

PredicTrader may investigate suspected violations and cooperate with law enforcement where appropriate.

40. Suspension and Termination

PredicTrader may suspend, restrict, or terminate access to the Services immediately, with or without notice, if:

You breach these Terms.

You violate applicable laws.

You engage in fraud.

You misuse the software.

You circumvent licensing.

You compromise system security.

Required payments are not received.

Continued access presents legal, operational, or security risks.

Termination does not affect rights or obligations accrued before termination.

Upon termination:

Your license immediately ends.

You must cease using the software.

You must destroy unauthorized copies in your possession.

PredicTrader may deactivate licenses and disable account access.

PredicTrader Terms of Service (Continued)

41. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PREDICTRADER DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:

Merchantability

Fitness for a particular purpose

Non-infringement

Accuracy

Reliability

Availability

Compatibility

Security

Uninterrupted operation

PredicTrader does not warrant that:

The Services will always be available.

The software will operate without interruption.

Errors or defects will be corrected immediately.

The Services will meet your expectations.

The Services will be compatible with every computer, broker, operating system, trading platform, or future software version.

Trading signals, alerts, or automated strategies will perform as expected under all market conditions.

You assume all risks arising from your use of the Services.

42. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PREDICTRADER, ITS OWNERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AFFILIATES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY:

Trading losses

Lost profits

Lost business opportunities

Lost goodwill

Lost revenue

Loss of anticipated savings

Loss of data

Loss of use

Business interruption

System failures

Exchange outages

Broker outages

Platform failures

Internet interruptions

Incidental damages

Consequential damages

Indirect damages

Special damages

Exemplary damages

Punitive damages

regardless of the legal theory asserted, including contract, negligence, tort, strict liability, warranty, or otherwise.

PredicTrader shall not be liable even if advised of the possibility of such damages.

43. Maximum Liability

If PredicTrader is found liable for any claim arising out of these Terms or the Services, PredicTrader's total cumulative liability shall not exceed the greater of:

The total subscription fees actually paid by you to PredicTrader during the twelve (12) months immediately preceding the event giving rise to the claim; or

One hundred U.S. dollars (US $100.00),

whichever amount is greater.

Some jurisdictions do not permit certain liability limitations. In those jurisdictions, liability shall be limited to the fullest extent permitted by applicable law.

44. Indemnification

You agree to defend, indemnify, and hold harmless PredicTrader LLC and its owners, officers, directors, employees, contractors, licensors, successors, affiliates, agents, and representatives from and against any and all claims, actions, liabilities, damages, judgments, settlements, penalties, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to:

Your use of the Services;

Your trading activities;

Your violation of these Terms;

Your violation of any law or regulation;

Your infringement of any intellectual property rights;

Your misuse of the software;

Any content you submit;

Your negligent or wrongful acts.

This obligation survives termination of your account.

45. Force Majeure

PredicTrader shall not be liable for delays or failures in performance caused by events beyond its reasonable control, including but not limited to:

Natural disasters

Fires

Floods

Earthquakes

Pandemics

Epidemics

War

Terrorism

Civil unrest

Government actions

Labor disputes

Internet failures

Utility failures

Cloud service outages

Data center failures

Cyberattacks

Distributed denial-of-service (DDoS) attacks

Broker outages

Exchange outages

Third-party software failures

Payment processor interruptions

Performance shall be suspended for the duration of the force majeure event.

46. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, United States, without regard to conflict-of-law principles.

The United Nations Convention on Contracts for the International Sale of Goods (CISG) shall not apply.

47. Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY.

IT AFFECTS YOUR LEGAL RIGHTS.

Except where prohibited by law, any dispute, controversy, or claim arising out of or relating to these Terms or the Services shall be resolved exclusively by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect.

Arbitration shall:

Be conducted in English.

Take place in Clark County, Nevada, unless otherwise required by law.

Be conducted before a single arbitrator.

Be final and binding.

Judgment upon the arbitration award may be entered in any court having jurisdiction.

Either party may seek temporary or preliminary injunctive relief from a court of competent jurisdiction to protect intellectual property or confidential information pending arbitration.

48. Class Action Waiver

To the fullest extent permitted by law:

You and PredicTrader agree that each may bring claims against the other only in an individual capacity.

Neither party may:

Participate in a class action.

Participate in a collective action.

Participate in a representative action.

Serve as a class representative.

Join claims with other users.

If this Class Action Waiver is found unenforceable, the arbitration provisions shall be deemed void only to the extent required by applicable law.

49. Time Limitation for Claims

To the maximum extent permitted by law, any claim arising out of or relating to the Services must be commenced within one (1) year after the cause of action arises.

Claims filed after that period are permanently barred.

This limitation does not apply where prohibited by applicable law.

50. Assignment

You may not assign, transfer, sublicense, delegate, or otherwise transfer your rights or obligations under these Terms without PredicTrader's prior written consent.

PredicTrader may freely assign or transfer these Terms in connection with:

A merger

Acquisition

Sale of assets

Corporate restructuring

Financing transaction

Change of ownership

These Terms shall bind and benefit each party's successors and permitted assigns.

51. No Waiver

Failure by PredicTrader to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

Any waiver must be in writing and signed by an authorized representative of PredicTrader.

52. Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be enforced to the maximum extent permitted by law.

The remaining provisions shall remain in full force and effect.

53. Survival

The following provisions shall survive termination or expiration of these Terms:

Intellectual Property

Feedback

Trading Risk Disclosure

No Investment Advice

No Performance Guarantee

Hypothetical Performance Disclosure

Limitation of Liability

Disclaimer of Warranties

Indemnification

Governing Law

Arbitration

Class Action Waiver

Confidentiality obligations

Payment obligations

Any other provisions that by their nature should survive.

54. Changes to these Terms

PredicTrader may modify these Terms from time to time.

When material changes are made, PredicTrader may provide notice by:

Email

Customer Dashboard

Website posting

Login notification

In-application notice

Changes become effective on the date specified in the notice.

Your continued use of the Services after the effective date constitutes acceptance of the revised Terms.

If you do not agree to the revised Terms, you must discontinue use of the Services.

55. Entire Agreement

These Terms, together with the following documents, constitute the complete and exclusive agreement between you and PredicTrader concerning the Services:

Privacy Policy

Risk Disclosure

Refund Policy

Cookie Policy

Partner Program Agreement (where applicable)

Any order forms or subscription agreements expressly incorporated by reference

These documents supersede all prior or contemporaneous oral or written communications regarding the Services.

56. Contact Information

Questions regarding these Terms may be directed through the contact information published on the official PredicTrader website.

If PredicTrader publishes a designated legal contact email, notices required under these Terms shall be sent to that address.

57. Acceptance of Terms

BY ACCESSING THE WEBSITE, CREATING AN ACCOUNT, DOWNLOADING SOFTWARE, STARTING A FREE TRIAL, PURCHASING A SUBSCRIPTION, PARTICIPATING IN THE PARTNER PROGRAM, OR OTHERWISE USING THE SERVICES, YOU ACKNOWLEDGE THAT:

You have read these Terms of Service;

You understand these Terms of Service;

You agree to be legally bound by these Terms of Service;

You consent to receive communications electronically;

You have reviewed the Privacy Policy and Risk Disclosure;

You understand that trading involves substantial financial risk;

You understand that PredicTrader provides software tools only and does not provide investment advice;

You accept responsibility for all trading decisions made using the Services.

Your electronic acceptance has the same legal force and effect as a handwritten signature.

58. Effective Date

These Terms of Service are effective as of July 13, 2026, and remain in effect until modified or replaced by PredicTrader.

© 2026 PredicTrader LLC. All Rights Reserved.

  • Terms of Service
  • Privacy Policy
  • Cookie Policy
  • Refund & Cancellation Policy
  • Risk Disclosure
  • Partner Program Agreement

Risk Disclosure

Hypothetical performance results are inherently limited—built with hindsight, free of real financial risk, and unable to capture the many market and behavioral factors that often make actual trading outcomes differ sharply from simulations. They cannot fully reflect a trader’s ability to withstand losses or adhere to a program under real‑world pressure, nor the numerous market conditions that materially affect results.

© 2026 PredicTrader. All rights reserved.